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Apply for a personal loan

  • 1 Choose Your Loan ?
  • 2 Your Financial Details ?
  • 3 Your Personal Details ?
  • 4 Fax or email Docu­men­ta­tion ?

Basic requirements

To save you time please check if you meet our basic requirements before applying:

  • Be an Australian Citizen or Permanent Resident
  • Be over 21 years old
  • Your annual Net Household income must not exceed $60,000 (individual) or $80,0000 (household income with 1 or more dependants)
  • Have no defaults OR you have unpaid defaults of $1,000 or less
  • Paid Defaults and discharged bankruptcies accepted

Loan amount requested *
No of applicants *
No of Dependants *
Note: All applicants must be Australian Residents or Australian Citizens.

Warning about Borrowing

WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, please ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to work out a payment plan
  • If you are on government benefits, ask for an advance payment from Centrelink:

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.